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Businesses funding is a key constraint for most small South African business .It’s very unfortunate because businesses are the backbone of any economy and that is true to South Africa and every country serious about address unemployment .Khula Enterprise Finance Limited is an agency of the Department of Trade and Industry (DTI) established in 1996 to facilitate access to finance for SMMEs.

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It provides: • Finance start-ups, expansions, bridging finance and asset based finance to qualifying SMEs • Qualifying SMEs with the necessary infrastructural support and resources • Fosters entrepreneurship within the SME sector and • Reaches out to SMEs in priority provinces of South Africa • Migrates Black businesses from the informal sector to formal sector Loans range between R10 000 and R3million per portfolio entity with a repayment period not exceeding 5 years.

Contact Details Tel: (011) 421 2939 Cell: 0 Email: [email protected] Izibulo SME Fund The Izibulo SME Fund is a partnership between Khula and Metropolitan Life Limited and The Median Fund (Pty) Ltd.

Its objectives are to: • Create long-term growth from profitable portfolio investments in SMEs • Promote BEE (black women and youth) • Provide both debt and or equity funding (50%/50%) Repayment periods range between 3-5 years for start-up/early stage companies of R250 000 to R3million, emerging /MBO and expansion of R3million to R7.5million and R7.5million to R30million for community projects.

Contact Details Tel: (011) 351 2900 Fax: (011) 351 8900 The Enablis Acceleration Fund is a partnership between Enablis Financial Corporation SA (Pty) Ltd and Khula Enterprise Finance Limited. Its purpose is to: • Improve access to early-stage funding to SMEs • Reach out to SMEs in remote/rural provinces • Create new sustainable jobs.

The Khula-Akwandze Fund (KAF) is a joint venture between Khula Enterprise Finance Ltd (Khula) and Akwandze Agricultural Finance (Pty) Ltd (Akwandze).